Ascend Bank Newsroom

If you're considering diving into the world of financial literacy with your young ones, you're in the right place. Let’s explore the importance of not only opening a savings account for your child, but teaching them the value of saving.

If you’re like most parents, you’ve probably felt the financial strain that comes with raising a family. Luckily, there’s a nifty way to harness some cash back into your wallet, all thanks to debit card rewards programs. So, buckle up as we dive into how you can swipe and save your way to a more financially stable family life!

In the business world, where every dollar counts, optimizing working capital is more crucial than ever. It's the lifeblood of a company, acting as a key marker of financial health. But what exactly is working capital, and how do cash and treasury management intersect to optimize it? Let’s break it down here.

When managing business finance, companies often lean heavily on two big players: cash management and treasury management. Let’s break down what each involves, why they matter, and how they work together to keep companies financially fit.

For small-to-medium-sized businesses especially, access to quick capital is essential to maintaining agility, managing unforeseen expenses, and fueling growth initiatives. Enter Ascend Bank Business Express Loans—a financial solution that offers fast funding and can have a major impact on business operations.

When it comes to business financing, choosing the right type of loan can significantly impact a company's ability to thrive and grow. Here we’ll explore the differences between conventional Term Loans and Business Express Loans, examining their respective roles, benefits, and considerations to help business owners in making informed financing decisions.

Building a budget that can withstand economic fluctuations isn't merely a reactive measure but a proactive approach to ensuring long-term financial health. In this article, we’ll explore strategies for creating a strong financial blueprint to help provide peace of mind no matter what the economy throws your way.

One often-overlooked option is to secure a construction loan through a community bank. Community banks offer a variety of benefits that can often outweigh those provided by larger, national banks or alternative financing options. Let’s break down some of the distinct advantages of choosing a community bank for your construction loan.