Grow Your Earnings Faster With Competitive Rates

At GSB, your business will earn competitive interest rates on your accounts. Business Select account holders can take advantage of preferred rates, allowing them to earn more. Check back frequently for current rates and specials.

open now

BUSINESS DEPOSIT RATES - SCHEDULE OF INTEREST

Rates are subject to change after the account is opened.
Rates as of Wednesday 11/23/2022 03:50 PM EST

BUSINESS CHECKING SUITE
Account interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
BUSINESS SELECT PLUS CHECKINGMinimum opening deposit: $50.000.01%0.01%Analyzed6 LEARN MORE
(BUS SELECT PLUS CHECKING)
BUSINESS SELECT CHECKINGMinimum opening deposit: $50.00n/an/an/a LEARN MORE
(BUS SELECT CHECKING)
BUSINESS CHECKINGMinimum opening deposit: $50.00n/an/an/a LEARN MORE
(BUS CHECKING)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. This account is only available with a Business Select Plus or Business Select Checking account.
2. Average collected monthly balance is the average balance of collected funds, less any uncleared or uncollected deposits.
3. This account is available with any Business Checking account.
5. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed, an Excessive Transaction Fee will be assessed.
6. Interest will be paid on excess average collected monthly balances once earnings credits have been applied.
7. Minimum opening deposit: $5,000.00. Minimum Daily Balance of $1,000.00 for is the required amount of principal in the account each day to earn the 2.25% Annual Percentage Yield. A monthly service fee will be imposed every month that the average balance falls below $1,000.00. Money Market accounts have limited check-writing capability and a limited number of transactions per statement cycle. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed on more than one occasion, your MMDA will be converted to a non-interest-bearing checking account. New & existing customers eligible, but funding may not come from a current GSB account.

Guilford Savings Bank, Member FDIC

BUSINESS SAVINGS ACCOUNTS
Account interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
BUSINESS PREFERRED SAVINGS1,5Minimum opening deposit: $50.00
0.05%
0.05%
$50.00
LEARN MORE
(BUS PREFERRED SAVINGS)
BUSINESS E-SAVINGS5Minimum opening deposit: $50.00
0.02%
0.02%
$50.00
LEARN MORE
(BUS E-SAVINGS)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. This account is only available with a Business Select Plus or Business Select Checking account.
2. Average collected monthly balance is the average balance of collected funds, less any uncleared or uncollected deposits.
3. This account is available with any Business Checking account.
5. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed, an Excessive Transaction Fee will be assessed.
6. Interest will be paid on excess average collected monthly balances once earnings credits have been applied.
7. Minimum opening deposit: $5,000.00. Minimum Daily Balance of $1,000.00 for is the required amount of principal in the account each day to earn the 2.25% Annual Percentage Yield. A monthly service fee will be imposed every month that the average balance falls below $1,000.00. Money Market accounts have limited check-writing capability and a limited number of transactions per statement cycle. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed on more than one occasion, your MMDA will be converted to a non-interest-bearing checking account. New & existing customers eligible, but funding may not come from a current GSB account.

Guilford Savings Bank, Member FDIC

BUSINESS MONEY MARKET ACCOUNTS
Account interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
HIGH YIELD MONEY MARKET 7Minimum opening deposit: $5,000.00
2.23%
2.25%
$1,000.00
OPEN NOW
(HIGH YIELD MM)
BUSINESS PREFERRED MONEY MARKET 1,5Minimum opening deposit: $1,000.00
0.02%
0.05%
0.10%
0.15%
0.02%
0.05%
0.10%
0.15%
$1,000.00
$50,000.00
$100,000.00
$250,000.00
LEARN MORE
(BUSINESS PREF MM)
BUSINESS MONEY MARKET 5Minimum opening deposit: $1,000.00
0.02%
0.05%
0.10%
0.02%
0.05%
0.10%
$1,000.00
$50,000.00
$100,000.00
LEARN MORE
(BUSINESS MM)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. This account is only available with a Business Select Plus or Business Select Checking account.
2. Average collected monthly balance is the average balance of collected funds, less any uncleared or uncollected deposits.
3. This account is available with any Business Checking account.
5. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed, an Excessive Transaction Fee will be assessed.
6. Interest will be paid on excess average collected monthly balances once earnings credits have been applied.

Guilford Savings Bank, Member FDIC

BUSINESS CERTIFICATE OF DEPOSIT
ACCOUNT interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
3 MONTH BUSINESS CD SPECIAL3Minimum opening deposit: $5,000.00
1.24%
1.25%
$5,000.00
Learn More
(3 MO BUS CD SPECIAL)
14 MONTH BUSINESS CD SPECIAL3Minimum opening deposit: $5,000.00
2.47%
2.50%
$5,000.00
Learn More
(14 MO BUS CD SPECIAL)
3 MONTH BUSINESS CDMinimum opening deposit: $1,000.00
0.05%
0.05%
$1,000.00
Learn More
(3 MO BUS CD)
6 MONTH BUSINESS CDMinimum opening deposit: $1,000.00
0.20%
0.20%
$1,000.00
Learn More
(6 MO BUS CD)
1 YEAR BUSINESS CDMinimum opening deposit: $1,000.00
0.20%
0.20%
$1,000.00
Learn More
(1 YR BUS CD)
2 YEAR BUSINESS CDMinimum opening deposit: $1,000.00
0.30%
0.30%
$1,000.00
Learn More
(2 YR BUS CD)
3 YEAR BUSINESS CDMinimum opening deposit: $1,000.00
0.50%
0.50%
$1,000.00
Learn More
(3 YR BUS CD)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. This account is only available with a Business Select Plus or Business Select Checking account.
2. Average collected monthly balance is the average balance of collected funds, less any uncleared or uncollected deposits.
3. This account is available with any Business Checking account.
5. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed, an Excessive Transaction Fee will be assessed.
6. Interest will be paid on excess average collected monthly balances once earnings credits have been applied.
7. Minimum opening deposit: $5,000.00. Minimum Daily Balance of $1,000.00 for is the required amount of principal in the account each day to earn the 2.25% Annual Percentage Yield. A monthly service fee will be imposed every month that the average balance falls below $1,000.00. Money Market accounts have limited check-writing capability and a limited number of transactions per statement cycle. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed on more than one occasion, your MMDA will be converted to a non-interest-bearing checking account. New & existing customers eligible, but funding may not come from a current GSB account.

Guilford Savings Bank, Member FDIC

Need Help Choosing an Account?

Answer some simple questions and our Product Selector Tool will quickly find your best option.