Latest Business Deposit Rates

At GSB, your business will earn competitive interest rates on your accounts. Business Select account holders can take advantage of preferred rates, allowing them to earn more.

BUSINESS DEPOSIT RATES - SCHEDULE OF INTEREST

Rates are subject to change after the account is opened.
Rates as of 10/13/2023

BUSINESS CHECKING SUITE
Account interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
BUSINESS SELECT PLUS CHECKINGMinimum opening deposit: $50.00 0.01% 0.01% Analyzed1 OPEN NOW
(BUS SELECT PLUS CHECKING)
BUSINESS SELECT CHECKINGMinimum opening deposit: $50.00 0.02% 0.02% $25,000 OPEN NOW
(BUS SELECT CHECKING)
BUSINESS CHECKINGMinimum opening deposit: $50.00 n/a n/a n/a OPEN NOW
(BUS CHECKING)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. Interest will be paid on excess average collected monthly balances once earnings credits have been applied.

The Guilford Savings Bank, Member FDIC

BUSINESS SAVINGS ACCOUNTS
Account interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
BUSINESS PREFERRED SAVINGS1,2Minimum opening deposit: $50.00
0.05%
0.05%
$50.00
OPEN NOW
(BUS PREFERRED SAVINGS)
BUSINESS E-SAVINGS2Minimum opening deposit: $50.00
0.02%
0.02%
$50.00
OPEN NOW
(BUS E-SAVINGS)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. This account is only available with a Business Select Plus or Business Select Checking account.
2. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed, an Excessive Transaction Fee will be assessed.

The Guilford Savings Bank, Member FDIC

BUSINESS MONEY MARKET ACCOUNTS
Account interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
BUSINESS PREFERRED MONEY MARKET 1,2Minimum opening deposit: $1,000.00
0.02%
0.05%
0.10%
0.15%
0.02%
0.05%
0.10%
0.15%
$1,000.00
$50,000.00
$100,000.00
$250,000.00
OPEN NOW
(BUSINESS PREF MM)
BUSINESS MONEY MARKET 2Minimum opening deposit: $1,000.00
0.02%
0.05%
0.10%
0.02%
0.05%
0.10%
$1,000.00
$50,000.00
$100,000.00
OPEN NOW
(BUSINESS MM)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. This account is only available with a Business Select Plus or Business Select Checking account.
2. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed, an Excessive Transaction Fee will be assessed.

The Guilford Savings Bank, Member FDIC

BUSINESS CERTIFICATE OF DEPOSIT
ACCOUNT interest rate ANNUAL PERCENTAGE YIELD (APY) AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 LEARN MORE
6 MONTH BUSINESS CD SPECIAL1Minimum opening deposit: $5,000.00
4.65%
4.75%
$5,000.00
OPEN NOW
(6 MO BUS CD SPECIAL)
3 MONTH BUSINESS CD SPECIAL1Minimum opening deposit: $5,000.00
3.93%
4.00%
$5,000.00
OPEN NOW
(3 MO BUS CD SPECIAL)
3 MONTH BUSINESS CDMinimum opening deposit: $1,000.00
0.05%
0.05%
$1,000.00
Learn More
(3 MO BUS CD)
6 MONTH BUSINESS CDMinimum opening deposit: $1,000.00
0.20%
0.20%
$1,000.00
Learn More
(6 MO BUS CD)
1 YEAR BUSINESS CDMinimum opening deposit: $1,000.00
0.20%
0.20%
$1,000.00
Learn More
(1 YR BUS CD)
2 YEAR BUSINESS CDMinimum opening deposit: $1,000.00
0.30%
0.30%
$1,000.00
Learn More
(2 YR BUS CD)
3 YEAR BUSINESS CDMinimum opening deposit: $1,000.00
0.50%
0.50%
$1,000.00
Learn More
(3 YR BUS CD)
View Disclosures

Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.

1. This account is available with any Business Checking account.
2. Average collected monthly balance is the average balance of collected funds, less any uncleared or uncollected deposits.

The Guilford Savings Bank, Member FDIC

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