GSB Newsroom

Securing financing for non-owner-occupied commercial real estate (CRE) hinges on understanding the fundamental elements that lenders scrutinize. Properties designated for investment or rental purposes pose unique challenges and opportunities, prompting lenders to impose stricter criteria for funding. By understanding these key factors, investors and industry professionals can better prepare to meet loan requirements and secure favorable terms.

Whether you're looking to expand your business, purchase new equipment, or manage cash flow, finding the right business loan partner is crucial. This article will guide you through the steps necessary to identify the ideal partner for your small business loan needs. We’ll delve into the types of loans, research methods for potential partners, key evaluation criteria, and more.

In the world of business, managing cash flow can be a complicated juggle. Whether you're a seasoned entrepreneur or running a start-up, having access to quick and efficient funding can make or break your operation. Enter the working capital lines of credit—a flexible financial tool designed to help businesses manage their day-to-day operations with ease.

Currently, we are experiencing a downward trend in interest rates, opening a window of opportunity for securing construction loans at more favorable terms. For businesses considering new commercial developments, this shift presents a timely advantage. In this article, we explore how falling interest rates benefit construction loans for commercial developments and highlight strategies for securing the best commercial interest rates by working with a trusted lender.

In the ever-evolving world of business, access to capital is a requirement for growth, sustainability, and competitive advantage. Small businesses, startups, and even established enterprises often seek financing options to fuel their ambitions. One popular and versatile financing solution that caters to these needs is the term loan. Here we’ll dive into term loans, exploring their benefits, flexibility, and how they can serve as the backbone of your business’s financial strategy.

Whether you're expanding production capacity, purchasing new equipment, or simply optimizing your cash flow, a Commercial and Industrial (C&I) loan could be the key to achieving your goals. But with so many financial products available, how do you go about choosing the right C&I loan? Here are the top considerations you should keep in mind.

In the modern financial landscape, having a strong credit score is more important than ever. Whether you plan on buying a house, leasing a car, or even getting a job, your credit score can play a crucial role in determining your financial freedom and opportunities. But what exactly is a credit score, and how can one build and maintain it from scratch? This comprehensive guide aims to answer these questions and more.

Effective money management is the backbone of every successful business. Whether you're a startup, small business, or an established corporation, the way you handle your finances can determine your success or failure. Here we’ll break down some of the most important money management tips for businesses to help you lay a solid financial foundation and achieve sustainable growth.