
Personal High-Yield Growth Savings: 5.25% APY*
Balances up to $250,000 are fully insured by the FDIC. But, if you need more coverage our team of expert bankers are ready to help.
Wish you had better checking? SWITCH to GSB TODAY AND GET $350*
Learn how you can get $350* when you open any qualifying checking account:

5.25% APY* Business High-Yield Growth Savings
You'll also get access to our Business Digital Banking suite, with a host of useful tools. If you're looking to make the most of your GSB relationship, our business banking experts are here to get you the services and products you need, like Cash Management, which can truly optimize your business' cash flow and help you earn and save more.
Up to $600* Business Banking Offer
Looking for great business checking? Interested in merchant services and cash management? Learn how you can earn up to $600* with this offer:
Get great added benefits, like Credit Score!
When you activate Online Banking with GSB, you get access to great personal finance management tools, like Credit Score - which helps you keep track of your credit, understand what it takes to improve your score, what you qualify for, and more. Learn how this free, versatile tool can help you in this video.
Questions? Talk to a GSB Team Member:
We're here to help - ask us anything about our Personal High-Yield Growth or Business High-Yield Growth accounts, or anything else we can do for you!
Disclosures
*Personal High-Yield Growth Savings: Earn an interest rate of 5.13% with a 5.25% Annual Percentage Yield (APY). $5,000 minimum to open, and a $50.00 minimum daily balance required to obtain the disclosed annual percentage yield. Available to open online or in branch. You must enter promotion code “GROWTH525” if opening online or mention the promotion to a banker when opening in-branch at any GSB branch. New & existing customers eligible, but funding may not come from a current GSB account. Rates on all balances subject to change based on future market conditions.
*$350 Consumer Checking Offer: Offer available when you open a new Access Checking, Preferred Access Checking and Prime access checking. You must enter promotion code “MYGSB350” if opening online or mention the promotion to a banker when opening in-branch at any GSB branch. All account holders on qualifying account must be new GSB checking account customers. Existing GSB consumer checking customers are ineligible. Accounts subject to approval. Minimum Requirements to avoid Monthly Service Fee must be continually met for the account and the account must remain open for 180 days to receive the $350 statement credit. May be subject to 1099 reporting. Account holder is responsible for all applicable taxes. Offer valid through December 23, 2023, and may be withdrawn at any time. Consumer accounts only. Limit 1 offer per person. $50 minimum to open any personal checking account. View full account details at https://mygsb.bank/personal/bank/checking
*Business High-Yield Growth Savings: Earn an interest rate of 5.13% with a 5.25% Annual Percentage Yield (APY). $5,000 minimum to open, and a $50.00 minimum daily balance required to obtain the disclosed annual percentage yield. Available to open online or in branch. You must enter promotion code “BIZ525” if opening online or mention the promotion to a banker when opening in-branch at any GSB branch. New & existing customers eligible, but funding may not come from a current GSB account. Rates on all balances subject to change based on future market conditions.
*Get up to $600 with the following special Business Offer:
- $400 Business Banking offer: : Available when you open a new Business Checking, Business Select Checking, or Business Select Plus Checking Account. Get $400 when you meet account terms and conditions of account for six (6) months. You must enter promotion code “BIZ600” if opening online or mention the promotion to a banker when opening in-branch opening in-branch at any GSB branch. Current GSB business checking customers are ineligible for $600 offer. Accounts subject to approval. Minimum requirements to avoid monthly service fee must be continually met for the account and the account must remain open for 180 days to receive the statement credit. Offer is subject to change without notice and may be withdrawn at any time. May be subject to 1099 reporting. Account holder is responsible for all applicable taxes. Limit 1 offer per business. Offer valid through December 23, 2023
- $100 Merchant Services Offer: New GSB checking account required. All Merchant Services provided by GSB partner, East Commerce Solutions, which will pay each new business $100.00 within 30 days of opening an active and processing merchant services account. Fees, terms and conditions apply. Offer does not apply to existing customers of East Commerce Solutions, Inc. or one-time events. East Commerce Solutions, Inc. is not an affiliate of GSB. Offer valid through October 20,2023, and may be withdrawn at any time. Limit 1 offer per person.
- $100 Cash Management Services offer: Get 2-months waived fees (a $100 value) on up to ANY TWO of these eligible services: ACH, Remote Deposit, Check Positive Pay, ACH Positive Pay and Remote Wire Services. Cash management services must be active for six (6) months for $100 incentive to be issued as a statement credit.