Lending Center

You can trust the GSB Lending Center’s flexible, fast homebuying options to get you into the home of your dreams.

take the first step towards your new home:

GSB Lending Center logo

Why Choose GSB? We're Your dedicated team of lending experts.

  • Competitively low rates:* Fixed rate or variable rate mortgages, Home Equity Lines & Loans and more.
  • Fast, efficient service: Quick mortgage pre-approvals and prompt decisions when you need them.
  • Flexibility: We work with you to make your homebuying process simple and straightforward.
  • Real local experience: GSB is dedicated to being Connecticut’s premier relationship bank.

Whether it’s your first home or your dream home, our local lending experts have been helping our neighbors get the right home since 1875. With GSB, you get direct access to local underwriting, processing, and servicing. Plus, we can serve your specialty needs for First-Time Homebuyer, Construction, Land, and Investment & Seasonal loans.

*Subject to credit approval.

Our Mortgage & Lending Experts Are Here For You.

Meet Jason McConnell, 1st VP, Residential Lending Manager

When you need information on mortgages, home equity, or other lending products, our friendly and knowledgeable staff are here to help.

Don't Just take our word for it:

Exemplary Teamwork


"[GSB] went above and beyond the call of duty to ensure that everything with my mortgage proceeded smoothly and to my satisfaction. The course of my application included the winter holidays as well as the added burden of working during a pandemic. Throughout that period my emails were returned on evenings and weekends, my questions answered thoughtfully, and guidance was provided when needed."

Superior Service


"It's hard to find efficient, capable and caring people anywhere these days, so it's quite refreshing to know they still exist."

Convenience & Compassion


"Janet was a true professional [...] She took the time to meet with us two times, once to explain everything and then again to do our closing. During our closing, which was post COVID shut down, we felt that all precautions that they took were completely appropriate and made us feel very safe and comfortable."

Community- and Customer-Focused


"GSB spends all sorts of time and energy looking out for our community and for us as individuals (e.g. they called us up to help us complete a loan application when we were working on it online to be sure we didn't have questions)."

What Do You Need to Get Pre-Approved For A Mortgage?

You’ll need:

  • Your latest W-2 wage statements
  • Tax returns from the last two years
  • Current pay stubs that show pay and year-to-date income
  • Proof of any additional sources of income

Your bank account and/or investment account statements help to prove that you have the funds for a required down payment, closing costs, and cash reserves. Depending on what percentage you intend to put down towards the purchase, you may be required to purchase private mortgage insurance (PMI).

To determine monthly principal and interest payment, we’ll pull your FICO credit score and work to get you the lowest interest rate possible. Credit score, loan type, home price, and down payment amount can affect the interest rate – you can use our calculators to see what you might expect.

We’ll use your pay stub to verify employment, but may also contact your employer to confirm your employment and/or salary.

  • If you are self-employed, you may need to provide additional information such as the location and nature of the business, stability of your income, and proof the business will continue generating sufficient income for your mortgage payments.
  • Social Security Number
  • Authorization to pull a credit report

Ready to Get Started?

We're committed to giving you the best mortgage experience possible. Click the button below to call us at 203-204-6643 and find out how simple and quick the mortgage experience should be with the GSB Lending Center.

Have A Few Questions? We're Happy to Help.

The GSB Lending Center will respond to your inquiry as soon as possible. We look forward to speaking with you!

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