THE STRATEGIC ADVANTAGE OF SAVING
Opening a savings account is a hassle-free way to secure your financial future while enjoying a host of advantages designed to maximize your savings potential. By choosing to grow your money in a savings account, you’ll benefit from a secure environment that not only protects your funds but also earns interest over time, helping your savings to steadily increase.
Saving money is key to achieving long-term financial health. It equips you with the capability to handle emergencies, plan for significant life events, and build a nest egg for future endeavors such as homeownership or retirement. By establishing a strong habit of saving, you’ll cultivate a sense of financial independence and security that will serve you throughout your life.
Take the first step towards a more secure financial future by opening a savings account today, and experience the ease and benefits it offers. Explore our savings account options below.
Savings Options
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Savings:
- Smart Savings
- E-Savings
- School Savings
- HSA Money Market:
- Smart
- Mutual Interest Certificate of Deposit
- Overview
Smart Savings
The cream of the crop in savings, featuring our best interest rates exclusively for Prime Access, Preferred Access, and Access Checking customers. Save with ease and reap the rewards!
- Free online banking for easily transferring funds
- Reviewing online statements, verifying transactions
- For added peace of mind, link your Smart Savings to your checking account for overdraft transfer protection.
E-Savings
The easy way to save. With our E-Savings account, you can grow your money while you enjoy key benefits. Pair E-Savings with other great services and get even more convenient features.
- Enjoy unlimited transactions online, in person or at an ATM
- Free online banking for easily transferring funds
- Overdraft transfer protection when you link to your checking account
School Savings
Even just $5 a day can set your child up for financial success. Open a school savings account and start investing in their future.
Tax-free money set aside—so you aren’t blindsided by medical costs
When health issues pop up, your priority should be getting better—not figuring out the bill. Opening a health savings account (HSA) will help you create a tax-free nest egg for future medical expenses. Plus, the money stays with you whether you switch jobs or insurance companies, and you decide when to use it.
You may be eligible for an HSA if you:
- Are covered by a qualifying high-deductible health plan.
- Are not covered by any other health plan.
- Are not yet enrolled in Medicare.
- Cannot be claimed as a dependent on someone else’s tax return.
Smart money market
An exclusive benefit that offers a higher, preferred rate for Prime Access, Preferred Access & Access checking customers. Perfect for the big saver looking to get equally big returns.
- Free online banking for easily transferring funds
- Convenience, plus our best interest rates
Mutual Interest money market
Get competitive rates with great privileges, and earn a higher interest rate on your surplus savings. Ideal for someone saving big for their future, but still wants to retain access to their funds.
Certificate of Deposit
How does a guaranteed return on your investment sound? In an unpredictable financial market, having reliable and steady growth on your savings can provide peace of mind and security for your future. Opening a certificate of deposit (CD) is one of the most effective ways to make your money work for you, ensuring predictable earnings that aligns with your financial goals.
Start today by exploring our variety of CD options available to help you choose the perfect investment strategy for you. Super-charge your savings goals with a certificate of deposit and enjoy the rewards of a smart and strategic financial decision. Your future self will be glad you did.
THINKING LONG-TERM? SAVE FOR RETIREMENT WITH AN IRA
It’s never too late (or too early) to start preparing for a financially secure retirement. Let our individual retirement accounts (IRAs) help you take advantage of tax savings and make your money work—so you don’t have to later in life.
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