It’s Your Money— Save It Your Way

It’s time to put the “personal” back in personal savings. Open a personal savings account that matches your exact needs, whether you’re saving for school, a home, or retirement.

Savings Options

    Savings:
  • Smart Savings
  • E-Savings
  • School Savings
  • HSA
  • Money Market:
  • Smart
  • Mutual Interest
  • CDs:
  • Overview
Savings:
Smart Savings
Prime Access customer calculating best interest rates
Smart Savings

The cream of the crop in savings, featuring our best interest rates exclusively for Prime Access, Preferred Access, and Access Checking customers. Save with ease and reap
the rewards.

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E-Savings
The easy way to save at Guilford Savings Bank
E-Savings

The easy way to save. Grow your money while you enjoy key benefits like overdraft transfer protection and unlimited transactions.

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School Savings
Open a school savings account at Guilford Savings Bank
School Savings

Even just $5 a day can set your child up for financial success. Open a school savings account and start investing in their future.

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HSA
Opening a health savings account for tax-free money set aside
Tax-free money set aside—so you aren’t blindsided by medical costs

When health issues pop up, your priority should be getting better—not figuring out the bill. Opening a health savings account (HSA) will help you create a tax-free nest egg for future medical expenses. Plus, the money stays with you whether you switch jobs or insurance companies, and you decide when to use it.

You may be eligible for an HSA if you:
•Are covered by a qualifying high-deductible health plan.
•Are not covered by any other health plan.
•Are not yet enrolled in Medicare.
•Cannot be claimed as a dependent on someone else’s tax return.

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Money Market:
Smart
Smart Money Market is perfect for the big saver looking to get equally big returns
Smart money market

An exclusive benefit that offers a higher, preferred rate for Prime Access, Preferred Access & Access checking customers. Perfect for the big saver looking to get equally big returns.

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Mutual Interest
Saving big for the future retaining access to funds
Mutual Interest money market

Get competitive rates with great privileges, and earn a higher interest rate on your surplus savings. Ideal for someone saving big for their future, but still wants to retain access to their funds.

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CDs:
Overview
Client opening a CDS with Guilford Savings Bank
CDs

How does a guaranteed return on your investment sound? Open a certificate of deposit and make your money work for you.

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Need Help Choosing an Account?

Answer some simple questions and our Product Selector Tool will quickly find your best option.

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Deposit Rates icon
Deposit Rates
View competitive interest rates that make your money work smarter, not harder, across accounts.
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Self Service Center icon
Self Service Center
Open an account, pay a bill, transfer money, and deposit a check quickly and simply—without leaving the comfort of your home.
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Digital Banking icon
Digital Banking
Take GSB on-the-go with a simple (and safe) mobile banking option.
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