Securing financing for non-owner-occupied commercial real estate (CRE) hinges on understanding the fundamental elements that lenders scrutinize. Properties designated for investment or rental purposes pose unique challenges and opportunities, prompting lenders to impose stricter criteria for funding. By understanding these key factors, investors and industry professionals can better prepare to meet loan requirements and secure favorable terms.

Whether you're looking to expand your business, purchase new equipment, or manage cash flow, finding the right business loan partner is crucial. This article will guide you through the steps necessary to identify the ideal partner for your small business loan needs. We’ll delve into the types of loans, research methods for potential partners, key evaluation criteria, and more.

In the world of business, managing cash flow can be a complicated juggle. Whether you're a seasoned entrepreneur or running a start-up, having access to quick and efficient funding can make or break your operation. Enter the working capital lines of credit—a flexible financial tool designed to help businesses manage their day-to-day operations with ease.

Currently, we are experiencing a downward trend in interest rates, opening a window of opportunity for securing construction loans at more favorable terms. For businesses considering new commercial developments, this shift presents a timely advantage. In this article, we explore how falling interest rates benefit construction loans for commercial developments and highlight strategies for securing the best commercial interest rates by working with a trusted lender.

In the ever-evolving world of business, access to capital is a requirement for growth, sustainability, and competitive advantage. Small businesses, startups, and even established enterprises often seek financing options to fuel their ambitions. One popular and versatile financing solution that caters to these needs is the term loan. Here we’ll dive into term loans, exploring their benefits, flexibility, and how they can serve as the backbone of your business’s financial strategy.

Whether you're expanding production capacity, purchasing new equipment, or simply optimizing your cash flow, a Commercial and Industrial (C&I) loan could be the key to achieving your goals. But with so many financial products available, how do you go about choosing the right C&I loan? Here are the top considerations you should keep in mind.

Effective money management is the backbone of every successful business. Whether you're a startup, small business, or an established corporation, the way you handle your finances can determine your success or failure. Here we’ll break down some of the most important money management tips for businesses to help you lay a solid financial foundation and achieve sustainable growth.

GSB is pleased to announce the hiring of three local, experienced Commercial Loan Officers, reinforcing a dedication to fostering local business development. The continued growth of GSB’s Commercial Banking Group exemplifies the community bank’s ongoing commitment to providing the small- and mid-sized business (SMB) market with superior lending services and access to capital that enable […]

Unless you’re a seasoned business owner, you may not have heard the term cash management. Cash management is a business practice that involves overseeing the inflow and outflow of cash, optimizing cash reserves, and implementing strategies to maximize the use of available funds. In this article, we will review the basics of cash management, highlighting […]

Cash management is a critical aspect of running a successful business. It involves overseeing the flow of cash in and out of a company to ensure that there is enough liquidity to meet financial obligations and take advantage of growth opportunities. Effective cash management can help improve the financial health of a business and ensure […]